General liability
Discuss covered claims involving injury to others, damage to their property, and personal or advertising injury.
GLOBAL GUARD / BUSINESS OWNER’S POLICY (BOP)
Bring property and liability into one conversation.
A BOP can combine general liability, commercial property and business income coverage, subject to policy terms and eligibility.
Prefer to talk? (800) 750-9115 ↗
✓ Start online✓ Independent agency✓ Personal guidance
COVERAGE TO EXPLORE
Make room for the protection your business needs.
Business property
Review protection for your business contents and, where applicable, the building you own.
Business income
Ask about lost income and extra expenses after covered property damage interrupts operations.
Coverage descriptions are general. Availability, limits, exclusions and eligibility require insurer review.
YOUR BUSINESS COMES FIRST
A practical starting point for businesses with a place to work and assets to protect.
Your operations, contracts and priorities deserve a closer look. Share the basics online, then work with our team to review available options.
Have a renewal or contract coming up?
Tell us your desired start date and any requirements you need reviewed.
BUSINESS OWNER’S POLICY (BOP) QUESTIONS
Clear answers before your next step.
Does a BOP include every business coverage?
No. Commercial auto, workers’ compensation, cyber and professional liability may need separate coverage or additional options.
What information do I need to get started?
Start with your business location, operations and the details relevant to this product. Choose Not sure where available. Detailed documents can be collected securely later.
Does submitting a request start coverage?
No. A request does not bind coverage or change an existing policy. Availability, terms and effective dates must be confirmed.
Ready to explore business owner’s policy (bop)?
Start your quote request online.