Terms of Service

1. Overview of Service
Global Guard Insurance uses A2P (Application-to-Person) messaging to send promotional offers, policy updates, service alerts, and other marketing communications via SMS, MMS, or other digital channels to users who have provided prior express consent.

2. Opt-In Consent
By providing your mobile phone number and selecting to opt in, you:

• Affirm that you are the account holder or have the account holder’s permission.
• Consent to receive recurring marketing messages from Global Guard Insurance.
• Understand that message and data rates may apply depending on your carrier plan.
• Acknowledge that consent is not a condition of purchasing any product or service.

You may opt-in via our website, chatbot, or by texting a designated keyword to our short code.

3. Opt-Out and Help
You may opt out at any time by:

• Replying STOP to any message you receive.
• Contacting us directly at info@globalguardins.com or +1-800-750-9115.

To get help, reply HELP or contact us via the information above.

4. Frequency
Message frequency may vary based on your interactions with us, current promotions, and ongoing service communications. We aim to provide value and will not overwhelm you with messages.

5. Privacy and Data Use
We respect your privacy. All personal information provided will be handled in accordance with our Privacy Policy and applicable data protection laws, including the California Consumer Privacy Act (CCPA) and the Texas Privacy Act.
We do not sell or share your mobile number or personal information with unaffiliated third parties for their marketing purposes.

6. Eligibility
You must be at least 18 years old to use our messaging services. By opting in, you represent and warrant that you meet this requirement.

7. Disclaimers

• Delivery of messages is subject to effective transmission by your mobile carrier, and we are not liable for delayed or undelivered messages.
• Messaging services may be disrupted by factors beyond our control including but not limited to carrier outages and force majeure events.

8. Limitation of Liability
To the maximum extent permitted by law, Global Guard Insurance shall not be liable for any indirect, incidental, special, or consequential damages arising out of or relating to your use of the messaging service.

9. Changes to Terms
We reserve the right to update or modify these Terms at any time. Updates will be posted at https://globalguardins.com/terms-of-service and your continued participation in the messaging program constitutes your acceptance of such changes.

10. Contact Information
Global Guard Insurance, Inc.
📍 27601 Forbes Rd, Laguna Niguel, California
🌐 https://globalguardins.com
📧 info@globalguardins.com
📞+1-800-750-9115