Can you afford NOT to get Insurance?
Insurance can be expensive. Because it covers you for a variety of potential claims, the cost can add up quickly. However, if you don’t have insurance and something does happen, how will you afford to cover the costs? We’ll look at different types of insurance policies and when you might need them. Then we’ll look at how to reduce your premiums while still maintaining adequate coverage levels:
Do you know what your budget is for insurance?
The first step to establishing your insurance budget is knowing exactly how much you can afford to spend. This means considering your monthly income and the costs of running your business including rent, utilities, and payroll. You should also consider any other financial obligations you including rent, utilities, and payroll. You should also consider any other financial obligations you may have, such as student loans or credit card debt. Your total expenses will determine how may have, such as student loans or credit card debt. Your total expenses will determine how much you need for your business insurance coverage.
To get started on this process, make a list of every item that needs to be covered by insurance and add up the cost per month. People being injured while riding in one of these vehicles during normal operations or property damage caused by an accident involving one of them going above its limits under normal operation conditions (i.e., speeding).
Are you satisfied with the price and features of your current insurance?
If you are not satisfied with the price and features of your current insurance, it’s time to shop around. There are several ways to compare quotes from multiple providers:
-Google search “car insurance” and see what comes up
Use an aggregator such as Google Compare or Gocompare.com
Ask your friends and family for recommendations on their insurance providers (but don’t tell them why!)
-The best way to make sure you have the best insurance is to compare quotes from multiple providers.
The following information will help you choose a company that provides the best value for your money:
-Get quotes from at least three different companies, and don’t be afraid of calling around or even switching between companies over time. A good rule of thumb is that if you’re paying more than $100 per month for car insurance, then it’s worth looking for a better deal elsewhere.
-Never pay for any service related to your policy without first getting at least one quote from a competitor that offers similar coverage and features but at a lower price point (or better customer service).
-Comparing insurance quotes is easy with Global Guard Insurance plus it’s free. The best way to make sure you have the best insurance is to compare quotes from multiple providers because an increasing number of Americans are finding that they can save big by switching here at Global Guard Insurance.